Crypto.com Review: Fees, Security, Coins & Live Volume
A regulated, app-first exchange known for its Visa card with cashback, a simple buy experience for 350+ coins and a separate Exchange with 0.075% fees for CRO stakers — plus an Arena-sized marketing presence.
By FX Broker Info Research DeskUpdated 10 hours agoLive data 2 hours ago2 min readKey Facts: Crypto.com at a Glance
| Headquarters | Malta |
|---|---|
| Founded | 2019 |
| Maker fee | 0.075% |
| Taker fee | 0.075% |
| KYC / verification | Required |
| Products | Spot, Derivatives, Earn, Visa card, DeFi wallet |
| Fiat support | Yes |
| Coins listed | 350+ |
| 24h volume | $762,253,993 (9,976 BTC) |
| Trust score | 9 / 10 · rank #8 |
| Official website | fxbrokerinfo.com/crypto-exchanges/ ↗ |
Crypto.com 30-Day Trading Volume
Daily spot volume in BTC · source: CoinGecko · last bar = today (partial)
✔ Pros
- Licences in the US (state MTLs), UK, EU, Singapore, Australia, Dubai and more
- Visa card with crypto cashback and rebates on streaming subscriptions
- Main app supports 350+ coins, recurring buys and Earn
- Exchange platform fees from 0.075% / 0.075% with CRO lock-ups
- Insured cold storage and ISO 27001 / SOC 2 certifications
✘ Cons
- The main app embeds a spread of roughly 0.5–1% in prices
- Best rates and card tiers require locking CRO
- The Exchange (low fees) is separate from the app and not available in every country
Crypto.com Overview
Crypto.com is really two products. The consumer app is a brokerage-style buy/sell experience with Earn, the Visa card and recurring purchases; the Crypto.com Exchange is a full order-book venue with maker/taker fees, margin and derivatives for eligible users. The CRO token ties the two together: staking it unlocks card tiers, higher Earn rates and fee discounts. The company is Singapore-headquartered and has one of the broadest licence portfolios in the industry.
What makes Crypto.com different
| Native token | CRO (card tiers, fee discounts, Cronos chain) |
|---|---|
| Max leverage | 10× margin, derivatives for eligible users |
| Proof of reserves | Published, audited |
| Mobile app | App (brokerage) + Exchange app |
| Standout feature | Visa cashback card and licence portfolio |
Crypto.com Fees and Costs
The app does not charge explicit trading fees; costs are built into the spread, which can reach around 1% in volatile markets. On the Exchange, fees start at 0.075% maker / 0.075% taker for regular users and drop to 0.0% / 0.05% at higher VIP tiers or with CRO lock-ups. Card top-ups via debit card carry about a 2.99% fee outside promotional periods; bank transfers (ACH, SEPA, Faster Payments) are free.
Crypto.com Security and Regulation
Customer assets are held 100% in cold storage with institutional custodians, backed by an insurance programme, and the company holds ISO/IEC 27001, 27701, PCI DSS and SOC 2 certifications plus published proof of reserves. Regulatory approvals include US state money-transmitter licences, FCA registration (UK), MiCA/CySEC in Europe, MAS (Singapore), AUSTRAC (Australia) and VARA (Dubai).
Crypto.com Products and Features
Buy/sell on 350+ assets, Crypto Earn (fixed-term interest), CRO staking, the Visa card with cashback tiers, NFT marketplace, Pay for merchants, the Cronos Layer-1 and zkEVM chains, and on the Exchange: spot, margin up to 10×, perpetual futures and a derivatives suite for institutional and eligible retail users.
Crypto.com Deposits and Withdrawals
Free ACH, SEPA, Faster Payments and bank transfers in most supported regions; debit/credit card purchases with a fee; crypto deposits on major networks. Fiat withdrawals to bank accounts typically clear within one to three business days.
Who Should Use Crypto.com?
People who want a regulated, polished mobile app and a crypto rewards card, and active traders in supported countries who use the Exchange for its low fees.
Crypto.com Verdict
Crypto.com is among the most credentialed exchanges you can use, and the card remains its unique hook. Just know the app's convenience is paid for in spread — trade on the Exchange when you care about cost.
0.075% maker / 0.075% taker fees · 350+ coins · KYC required.
Compare with other exchanges
Binance$6.55B · 0.1% taker
Bybit$1.95B · 0.1% taker
OKX$1.79B · 0.1% taker
Gate.io$1.68B · 0.2% taker
Kraken$1.64B · 0.4% taker
Coinbase$1.53B · 0.6% takerCrypto.com FAQ
Is Crypto.com available in the US?
Yes, the app is licensed in most US states; the Exchange platform and derivatives are limited for US users.
What is the Crypto.com Visa card?
A prepaid Visa card topped up from your account; locking CRO unlocks higher cashback tiers and perks like streaming rebates.
What are Crypto.com fees?
The app embeds a spread; the Exchange charges from 0.075% maker / 0.075% taker, lower with CRO lock-ups.
Is Crypto.com safe?
Assets are held in insured cold storage, the company holds major security certifications and publishes proof of reserves.